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A HELOC that grows with your life.

Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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2026 heloc ideas

Jan 05, 2026 / Home Equity

7 HELOC Power Moves to Boost Your Utah Home Value in 2026

We can feel it — 2026 is your year to make big moves! And this year, you can start right at home.   If your kitchen’s still rocking fluorescent lighting or your bathroom’s trapped in 1998, your Utah First HELOC gives you the power to tackle the living upgrades you’ve dreamed about. Plus, when you invest in…
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Dec 15, 2025 / Mortgages

Your Totally Doable Guide to First-Time Homebuying in Utah

Dreaming of homeownership but aren’t sure where to start? Totally understandable. Buying your first home can feel like learning a new language. Thankfully, you don’t need to be an expert in finance to buy your first house. You just need the right partner (hey — that’s us!) to guide you through it!  At Utah First, we’re fluent in mortgage-speak,…
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Nov 25, 2025 / Home Equity

5 Ways to Utilize Your HELOC for the Holidays

We’ve all got ghosts of Christmases past, like the year the oven died mid-turkey, the travel plans maxed out your card, or the kitchen was one countertop short of functional. And when your budget is stretched thinner than the last piece of pie, it’s no wonder holiday festivities can feel…
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