90-Day No-Payment
Auto Loans

Limited-Time Offer!

Learn More
Mobile Hero Promotion


90-Day No-Payment
Auto Loans

Limited-Time Offer!

Learn More
utah's lowest heloc

Another Reason to Celebrate

Score 5.15% on a home equity loan!

Learn More
$900 checking offer

Where Every Feature is Standard

Dividends, loan discounts, rewards and more!

Learn More
skip a pay

Delay Your Loan Payment

Put a little extra jingle back in your seasonal budget!

Learn More

Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

Decorative Garnish

Nov 05, 2025 / Home Equity

4 Cozy Season HVAC Wins to Fund With Your HELOC

Every fall, we pull out the sweaters, swap the cold brews for warm lattes, and refresh our homes with plaid pillows, blankets, and pumpkin spice candles to maximize the cozy vibes. But the most valuable fall refresh goes beyond aesthetics to get your house ready for dropping temps. True winter…
Read More

Nov 02, 2025 / Money Tips

Time to Fall Back & Get Ahead!

Daylight Saving Time is clocking out for the year. This morning, our clocks all fell back an hour, giving you 60 bonus minutes today to prep for guilt-free winter hibernation. Knock out some easy wins, then get cozy knowing you’ve got life handled!  A few quick fall-back rituals now can…
Read More

Oct 15, 2025 / Events

Introducing the Utah First Music Scholarship

Turning Up the Volume on Utah’s Next Generation of Talent At Utah First, we believe in doing more than banking — we believe in backing people. And that means supporting creativity, connection, and community in every form. That’s why we’re thrilled to announce the Utah First Music Scholarship — a…
Read More