90-Day No-Payment
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90-Day No-Payment
Auto Loans

Limited-Time Offer!

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utah's lowest heloc

Another Reason to Celebrate

Score 5.15% on a home equity loan!

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$900 checking offer

Where Every Feature is Standard

Dividends, loan discounts, rewards and more!

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low interest rate card

Party All Year Long

9.0% APR on new purchases, balance transfers, and cash advances!

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Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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Sep 24, 2025 / Uncategorized

Checking for Students: 7 Smart Banking Tips for College Life 

College is an exciting time full of new friends, learning, late-night food runs, and the freedom not to do your laundry for three weeks (no judgment here!). But with independence also comes unglamorous responsibility, like figuring out how to manage your paycheck without overdrafting for energy drinks. That’s where the…
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Sep 17, 2025 / Checking

The Benefits of Opening a Checking Account With a Credit Union vs. a Big Bank 

Choosing where to open a checking account is a pretty big deal. It’s where your paycheck lands, your bills get paid, and your financial life lives, so it’s worth picking a partner that makes the experience feel like a win. But to say you’ve got options for days is an…
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Sep 08, 2025 / News

Utah First Wins 11th Crystal Performance Award on 90th Anniversary

Utah First Credit Union is honored to announce that we’ve been awarded the Crystal Performance Award for the 11th consecutive year. This is a recognition given to only the top 2–3% of credit unions nationwide. Presented by Raddon, the award recognizes consistent excellence in areas like growth, income, efficiency, sales,…
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